📉 Will Lower Fed Rates Actually Help Homebuyers? 🏡

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 15/06/2025

📉 Will the Fed Cutting Rates Help Mortgage Borrowers? When the Federal Reserve announces a rate cut, the headlines scream, “Good news for homebuyers!” But is it really that simple? The short answer: yes and no. Let’s break down what Fed rate cuts actually do—and how they may or may not help you afford more home.

Bill Rapp, Commercial Mortgage Broker

💸 Can You Afford a $500K Mortgage? Here's the Income You’ll Need 💰

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 12/06/2025

💸 What Income Do You Need for a $500K Mortgage? Understanding the Numbers Before You Buy Big If you're eyeing a $500,000 home, you're not alone—it's a common price point in many growing real estate markets. But how much income do you actually need to qualify for a mortgage of this size? Let's break it down step-by-step so you can make a smart, confident decision.

Bill Rapp, Commercial Mortgage Broker